Terms & Conditions
Please read these terms carefully before using our website and services.
Important Notice
PAYAGO LTD is a software technology company. Our platform is currently in the development and testing stage. We are not a bank, electronic money institution (EMI), or FCA-regulated financial services provider. We do not hold customer funds or provide financial advice.
1. Who We Are
PAYAGO LTD is a company registered in England and Wales. We are developing a software platform focused on digital wallet and travel payment solutions.
Nature of Our Service
Payago is building a:
- Digital wallet platform — designed for travellers and global payments
- AI-powered travel assistant — to help users manage travel finances
- Software technology solution — not a bank or payment institution
Current Stage: Our service is currently in development and testing. Features shown on this website represent our vision and roadmap, not currently available services.
Use of This Website
This website is provided for informational purposes only.
By using this website, you acknowledge that:
- No contractual relationship is established through website use
- Content may change as our product develops
- Service availability is not guaranteed
4. Important Disclaimers
Not Financial Advice
Nothing on this website constitutes financial, investment, or professional advice. Always consult qualified professionals for financial decisions.
No Guarantees
We make no guarantees regarding the availability, functionality, or future features of our platform. The service is provided "as is" during development.
Not a Financial Institution
PAYAGO LTD is not a bank, EMI, or FCA-authorised firm. We do not currently hold customer funds, issue payment instruments, or provide regulated financial services.
Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of PAYAGO LTD and is protected by intellectual property laws.
You may not reproduce, distribute, or use any content from this website without our prior written consent.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.
Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Jurisdiction: United Kingdom
England and Wales
Changes to These Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to this website.
We encourage you to review this page periodically. Your continued use of the website following any changes constitutes acceptance of those changes.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
PAYAGO LTD
support@payago.in