Making shared expenseseffortless

We believe money should bring people together, not drive them apart. PayaGo removes the friction from shared finances so you can focus on what matters.

Our Mission

To eliminate the stress of shared expenses worldwide

Every year, billions of pounds are owed between friends, families, and colleagues. These debts create tension, awkwardness, and broken relationships.

We're on a mission to make shared expenses invisible. When splitting happens automatically, people can focus on experiences, not spreadsheets.

£0
owed between friends
That's our goal

Our Values

The principles that guide everything we do

User First

Every decision we make starts with one question: does this make our users' lives easier? If not, we don't do it.

Trust & Security

Your money and data are sacred. We use bank-grade security and will never compromise on protecting what matters.

Simplicity

Complexity is easy. Simplicity is hard. We work tirelessly to hide complexity and deliver elegant experiences.

Community

We build for groups, not individuals. When people come together, magic happens — we just remove the friction.

Our Journey

From frustration to solution

2024

The Problem

Our founders were on a trip together and spent more time settling expenses than enjoying the destination. There had to be a better way.

2024

Research

We interviewed hundreds of people about shared expenses. The frustration was universal. Existing solutions were clunky and still required manual work.

2025

Building

We assembled a team of fintech veterans, designers, and engineers to build something truly different. Auto-splitting was born.

2026

Launch

After rigorous testing with thousands of beta users, PayaGo is ready for the world. Our upcoming launch marks a new era for shared expenses.

Founding Team

The people building the future of shared expenses

DP

Dickson Patrick

Founder & CEO

Leads company vision, business strategy, and product direction. Drives partnerships, growth initiatives, and strategic decision-making.

JV

Joshua

Co-Founder & CTO

Leads technology vision, system architecture, and engineering. Ensures security, performance, and production readiness.

KD

Kishore Dayanithi

Co-Founder & CFO

Owns financial strategy, budgeting, and compliance. Oversees regulatory alignment and financial governance.

AR

Aravinthan

Co-Founder & COO

Manages day-to-day operations and execution excellence. Drives operational efficiency and cross-functional coordination.

£2M+
Already split in beta
15K+
Beta testers
45
Countries supported
4.9★
Average rating

Join us on our mission

Be part of the movement to make shared expenses effortless.